Thank you for the tips (and for the membership Warren)! I feel I have sort of hijacked Sunshine's thread here and apologize for that.
Kelly, I still can't believe you were my children's babysitter long ago, that I even ran into u online, and look at you now!! Way to go girl!! You're inspiring.
Unfortunately my friends and family IRL are not net savvy, but I have gained a few new members since this post and from some insightful advice from Warren (thank you), so I better get over to my board and talk to these people.
Sorry again, Sunshine.