Lynn your in a great place in your life. Most people won't admit they
need to rearrange things in the life.
Get rid of all that junk you no longer need or want. A yard sale can be a
blast and people love to attend them. One womans junk is another womans
treasure. and make a couple of bucks in the process.
As far as life changes no is the best time because tomorrow never comes.
I am with you on that smoking thing. I have to quit before I go to
Alaska at the end of August.
Your business changes should be quite simple. If you have too many
things on the go, even if they are all important, you have to drop some.
In that case you should drop the ones that don't make you money, or
other people money, or it doesn't enhance your life.
Go with the ones that will help you and others grow on a personal and
financial level.
Life's choices should be that easy.